Get up to $100,000 in as little as 9 minutes

Won't affect your credit score.

AusLoans ranks in Top 10 2023 AFR Most Innovative Awards

How We Can Help

Our team of specialists can assist with any type of funding. From construction to acquisitions to everything in between. Important note – These are just a couple of ways we can assist. Please reach out if you have a more unique scenario!

Commercial Finance

All your commercial financing needs are covered.

Construction Loan

Perfect for developers looking to build.

Buying A Business

Looking to make an acquisition?

Property Finance

Investing in property or growing your portfolio?

Everything Else

Our team is here to support you every step of the way!

Our Loan Products

Tailored solutions for every financial need.

Bridging Loans

Short term loan using the property as collateral

Buying or selling property
Urgent Property Settlements
Pre-Settlement advances
Cash Out or equity release
Relocating property
Upsizing or Downsizing

Business Commercial Loans

Business cash flow loans to match your business needs

Development and Construction

Complete end to end solution for property developers

How to apply

01 Get to know you

Tell us about the loan you want, then provide us with some details about yourself and your finances.

02 Get your quote

We’ll give you a detailed quote with your interest rate, borrowing limit and repayments.

03 Get your money

After accepting the terms and providing some final details, most people receive their money in less than 5 minutes after loan acceptance.

Won't affect your credit score.

Reliable Loan Company in Australia - Your Trusted Financial Partner

Is it necessary for you to find a trustworthy loan company in Australia? We recommend that you look no further than AusLoans. Our commitment is to provide you with financial solutions that are not only affordable but also flexible, and that are tailored to your specific situation. The process of obtaining money for personal loans, loans for businesses, or loans for property is made simple and expedient by us.

We at AusLoans are aware of how challenging it can be to obtain a loan. Because of this, we place openness, satisfied consumers, and reasonable interest rates at the very top of our list of priorities. For the purpose of ensuring that the loan process runs well, our team of experts will assist you with each and every stage of the process. Because we collaborate with a large number of different lenders in Australia, we are able to help you choose the loan that is most suitable for your needs.

Why AusLoans?

Because we support small business and individuals alike.

Lowest -interest rates on your terms! From 0.45% PCM Transparent fuss-free business funding

Tailored Financial Solutions

Making Your Future our business!

Flexibility

With flexible options, up funding is possible in 24 hours.

Support

Common sense credit approval process. Fast and fuss free funding on your terms.

Confidence

No hidden fees or and charges. Clear & upfront pricing.

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Eligibility Criteria

To get a quote in Australia;

If you are not eligible now, you may be in the future.

Frequently Asked Questions

What are the interest rates and fees?

When it comes to interest rates and fees, the amount you will be charged can vary depending on which lender you choose. Most lenders have different rates, meaning you should always shop around and consider your options to find the best deal. As a general rule of thumb, interest rates tend to range between 3% – 25%, while some fees could include closing costs or application fees. It is always wise to read through the small print closely and ask questions before entering into any credit agreement so that you fully understand what type of fees or rates may apply.

What terms do you offer?

Regarding terms, we try to make things as straightforward and flexible as possible. We offer great payment plans tailored to your budget needs – you can easily make convenient monthly payments so that you don’t have to repay the whole thing at once. Plus, if you need a little time between payments or something else is standing in your way, our team is more than happy to discuss options with you.

What properties do you accept as security?

Various types of properties can be accepted as security when borrowing money. These generally include real estate, bonds, stocks, mutual funds, and other financial instruments. Real estate is usually the most common form of security accepted as it provides a tangible asset to hold against the loan and can easily be liquidated in case of default. Bonds, stocks, and mutual funds can also act as security, but their range can be more varied and complex according to the issuer. In general, acceptable security must provide sufficient value to cover the borrowed amount and have an expected realizable value more significant than the loan amount over its stated duration or life cycle.

What type of borrower can apply?

Anyone looking for a loan to cover unexpected emergent costs can apply for a short-term loan. Generally, lenders will review the potential borrower’s credit rating and income level to determine their eligibility. Loan amounts and interest rates will vary depending on the lender and credit score of the applicant, but most people with a bad or limited credit history should be able to find some form of a loan with reasonable terms. Most lenders are available online 24/7 making the application process quick and easy while providing flexible repayment options. However, it is essential to remember that short-term loans have higher APRs than traditional loans so understanding the terms before signing any paperwork is crucial for those looking for this type of financing solution.

What if I have bad credit?

When applying for a loan with bad credit, it is completely feasible to differ on the kind of loan and lender you choose. When getting out of a loan with bad credit, looking for a lender prepared to offer flexible repayment options and lower interest rates than traditional lenders is advisable due to your current credit predicament. Furthermore, bad credit mortgages do not involve a credit check, such as secured loans from peer-to-peer lending services. While these options may require that the borrower provides collateral to secure the loan, this can be advantageous as it allows them access to more competitive rates than if they were seeking an unsecured loan.

What if I don’t have financials?

When starting a business, financials are necessary to demonstrate its financial standing. Not having financials will make receiving necessary capital investments and loans challenging because lenders cannot assess the risk of investing in an unknown venture. Without these vital funds, startup and operational expenses may be challenging. It would be beneficial to consider seeking out alternative methods of finance such as crowdsourcing, grants, or even micro-finance options. Many organizations also offer support and resources to help entrepreneurs access capital with their best interest at heart. Additionally, speaking with experienced professionals such as tax advisors, attorneys and accountants can provide valuable guidance on finding appropriate financing solutions for your enterprise.

What if I am non-citizen?

Non-citizens can apply for a home loan in the country, but several requirements must be met. To qualify, applicants must have permanent residency or a form of visa from the Department Of Home Affairs valid for 12 months and provide evidence of steady employment in an occupation relevant to their visa conditions. Non-citizens may also need to acquire consent from the Foreign Investment Review Board before they are allowed to purchase property in Australia and make loan applications. Interest rates for non-citizens can be higher than those for citizens, so shopping around and comparing lenders is recommended.